Whether your internal drive can keep up depends entirely on, well, whether your internal drive can keep up. If you drop frames during playback, then it can't. But 20 MB/s isn't
that high a data rate, so it might be able to handle one stream. Maybe even two, intermittently. Very doubtful you could do more than that, or that you could sustain that data rate without ever dropping a frame off a single drive in any case.